General Privacy Policy

Universal values your privacy and the protection of your "personal data". This policy explains how us collects, uses, shares, transfers and processes data collected from or about you. 

“Personal Data” is any information that can be used to directly or indirectly identify an individual or that can be reasonably expected to link to an individual. Statistical and non-identifiable metric data are not considered Personal Data. 

We connect with individuals for many different reasons. Those interactions may result in us directly or indirectly gaining access to Personal Data about you. 

We will retain Personal Data for as long as is necessary to carry out the purposes the Personal Data was collected for or for the period prescribed by applicable laws, whichever is longer.